(AIG Sonpo) Senior Property Insurance Underwriter

Job Purpose Responsible for achieving the budget in the assigned area by underwriting Commercial Property risks for the Corporate Segment within given authority or referring to superiors and/or designated underwriters, promoting core products, and securing profitability. Responsible for achieving the assigned area’s budget through underwriting corporate property insurance in the Corporate Segment (large corporations and small-to-medium enterprises) under delegated authority or by consulting superiors or designated underwriters, while ensuring the promotion of core products and profitability. Job Responsibilities Responsible for achieving the budget and ensuring profitability in the assigned area by underwriting property lines within underwriting authority or referring cases beyond authority to superiors or designated underwriters while maintaining profitability. Support the Corporate Section Manager in team management and provide support, guidance, and training to subordinate underwriters in the team. Analyze risks using UW tools, work with risk engineers, modelers, actuaries, and other underwriters, and provide quotations for customers. Develop and implement strategies to maximize the penetration, growth, and profitability of Commercial Property in the assigned area. Communicate and negotiate directly with brokers, agencies, and clients when necessary, working closely with the distribution team. Collaborate with the Corporate Segment Team to align with segment strategies. Work with Distribution, Marketing, Multinational, Claims & Operations, Technology, Training, and Sales Management to support and/or promote Commercial Property insurance strategies. Collaborate closely with Claims and Actuaries to analyze and predict claim trends and provide input on policy coverage and interpretation. Work with Operations, Systems, and Claims to improve operational efficiency in property underwriting and maximize resources and shared services. Engage and cooperate with the Risk Engineering function. Conduct promotional activities for property in the assigned area by disseminating best practices, hot-selling tips, and underwriting-related information, including preparing materials. Collect market and competitor information for strategic use. Key Relationships Internal Interactions (Within the Organization) Commercial Property teams in both Corporate/SME and H.O./International Corporate Segment members Claims, Actuary, Operations, Multinational, Data & Analytics Department, Risk Engineering, Reinsurance, Enterprise Risk Management External Interactions (Outside the Organization) Independent Agents, Agency Agents, Brokers Clients Required Skills & Experiences Educational Qualification Bachelor/graduate or the same level of educational qualification Specific Qualifications Business-level English Analytical and quantitative skills Communication skills, presentation skills, logical accountability Ability to work collaboratively and sustainably with the team Knowledge of market segmentation, portfolio management, acquisition, and distribution Voluntary, positive, and market/client-centric orientation Total Experience 5+ years of work experience in the non-life insurance industry 3+ years of work experience in insurance underwriting, preferably in commercial property At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing, and financial security—as well as your professional development—to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us—across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them manage risk, respond to uncertainty, and discover new potential. We invest in our largest asset, our people, through continuous learning and development in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of inclusion We’re committed to creating a culture that respects and celebrates each other’s talents, backgrounds, cultures, opinions, and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities, and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone of our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com. Functional Area: UW - Underwriting AIG General Insurance Company, Ltd.